Distributing flyers in your community is another marketing strategy for finding private lenders who are interested in investing in your real estate deal. Post flyers at senior centers and areas where high net worth people attend and traffic.

Again, you need to word the content in the flyer as an educational seminar or as an offer to receive free information related to your real estate services. It is important that you remember this to keep yourself out of trouble with the Securities and Exchange Commission (SEC).

Create an Effective Flyer Title

The manner in which the title is worded on your flyer is vital to the types of responses you will get. The more targeted the title is to the audience you are trying to attract, the more successful you will be in attracting highly qualified people that will be interested in working with you. 

  • Generic vs. Precise: If the title of the flyer is very generic, you will get a general audience of untargeted people who may not be interested in what you have to offer. A precisely written title will attract the right prospects that are specifically looking for the service that your flyer is advertising.

For example, don’t just put “Real Estate Seminar” in the title because this is a very broad term. What about the real estate seminar? Why do you want people to attend? What are the benefits? What are your attendees going to get out of it? 


Focus on what it is going to offer to your prospect and be specific. Do not go into agonizing details that are going to make your reader’s eyes glaze over. Provide the reader with just enough information to peak their curiosity so they will attend your seminar.

  • Organize the Format: Organize the format of the flyer so it looks professional. You can do this by having it professionally printed or create it yourself in a simple computer program such as Microsoft Publisher or Print Shop. Make certain it is easy to understand and easy to read and be sure everything is spelled correctly with correct use of grammar.

However you decide to create it, do not handwrite it because it will make you look like an amateur and then people will question whether or not you are knowledgeable and trustworthy. 

  • Enhance with Graphics: Include a picture somewhere on the flyer. This could be a picture of yourself delivering other real estate seminars in front of an audience, a gathering where people are asking you questions, or something else related that will provide the reader with a visual image of the content that is being addressed on the flyer.
  • Prompt the Reader to Take Action: Tell your reader what you want them to do after they read your flyer and provide your contact information, as well as the time and place of the event. You can include an extra tidbit if they call you soon such as a free offer or something related. You could also include a statement at the bottom of the flyer that refers to what they may lose out on by not attending your seminar.

Source by Mike Lautensack

If you are currently in Philadelphia or any of its surrounding areas, you can easily rent out any type of car. Car rental in the region deals in a wide variety of cars such as the limousines, exotic as well as the luxury cars. Rentals that are very common are those being used in special occasions like the proms and weddings. The car rent service providers extend their services to offer a chauffeur at no added costs.

Car rental in Philadelphia includes cars of very high sophistication and elegance. Examples of these are the BMW, Mercedes Benz, Rolls Royce, Land Rover, Bentley, Maybach and Cadillac among many others. Each of these makes a perfect compliment especially when hired for a wedding. However, they too can be used in other events like corporate traveling, weekend getaways and parties. All that one needs to do is make a booking and the team of experts will help out in selecting a seamless car that will fit the needs of the client.

Models of car hire that are a favorite of many people are the Mercedes Benz S550 and GL 550, Maserati Quadttroporte, Cadillac Escalade ESV, Range Rover HSE Super Charged, Rolls Royce Phantom and SUVs among many others. For further details, one is required to consult with the customer service department. Whichever the needs of the clients may be, the rental services go further to ensure that the best of service is offered beyond the expectation of the client.

Some of the most eligible car rental in Philadelphia is the National Car Rental, Thrifty, Budget Rent a Car, Express Car & Truck rental and Payless among several other service providers. With so many car hire service providers, it becomes quite hard to decide on the best one to work with. To get the best; always carry out an in-depth research of each and learn about its previous dealings, the length of time they have been in the market, they type of cars that they offer and comments and critics left by their previous users. It all has to start with making an early booking so that you are able to make a good choice. Last minute rush may leave you discouraged or even with regrets. Secondly, look for a company whose services are close-by. This will help you to save on cost. Lastly, consider the fees that are to be charged. Despite having cars of high quality, their prices should be reasonable and affordable.

Source by Ali Raza

You should consider getting a commercial hard money loan only after you have reached the conclusion that you absolutely will not qualify for a conventional commercial real estate loan. The decision, although tough for most commercial funding recipients, is pretty easy. Either let go of your commercial real estate or accept the terms provided by your commercial hard money lender.

Commercial hard money lenders are essentially your last resort to finance commercial real estate. You are receiving one thing that’s extremely useful in exchange for the relatively high cost of a commercial hard money loan. That extremely useful thing is time. Time for repairs, time for restoration or whatever the difficulties that you’ve gotta surmount are. Whether it is taking your business back to profitability, reducing your debt, time to continue leasing out your commercial real estate, or to restore your own personal credit. We’ve seen so many borrowers end up letting their egos get in the way and turning this event into something it’s really not.

The truth is that, it’s basically an act of courage since you are actually facing the issues you confront head-on and dealing with everything at once, so you are eventually able to to resolve it. And no matter how bad it really is, you can take some pride in that. A whole lot of people today have a tendency to hide from reality and let their problems overwhelm them.

Remember the old saying: “comparing apples to apples”? You simply can’t compare commercial hard money loans to traditional bank financing, which you may have been eligible for 3 or so years ago. However, these days, you’ve really gotta be realistic and compare your intended financing to your existing alternatives. Here’s what your choices are: 1) Team up with a business partner. 2) Relinquish your entire business. 3) Lose your commercial real estate to foreclosure or other mishaps.

Let’s say you own a commercial property that’s worth $2,000,000 and you owe $500,000 on it. So, you’ve got $1,500,000 in equity that you could possibly lose versus paying for high-priced commercial hard money loan. Or say you take on an incompatible business partner who just because you’re pressed for time and need the money. Now, you have at risk whatever equity you’ve got in the property, and then you create further legal difficulties by needing to dissolve your business relationship with that business partner. And if things eventually work out with your business partner, you may even need to trade off a lot more with your business partner than you would otherwise spend in fees to the lender.

Most commercial hard money lenders charge you 6% on the front-end of loans, which is clearly pretty darned expensive. When you’re dealing with terms like that and you want an additional $500,000 to bring the total loan balance to $1,000,000. You’d have to pay $60,000 in fees–in comparison with losing $1,500,000. It is pretty difficult, yet straightforward. So, please don’t let your ego get in the way of your commercial real estate financing decisions. Just face your issues head on, and deal with them one by one.

Source by Charles Emery

If you have some specific dental problems and you have been looking for a good professional, we suggest hiring the services of a good orthodontist. With proper treatment, you can get a great smile and delicious bite without spending an arm and a leg. So, we suggest that you consider the 5 things given below prior to hiring a good professional.

1. Trust-ability

As with choosing any professional, such as a plumber, mechanic, lawyer or accountant, we suggest that you base your choice on the basis of the trust factor. The doctor you choose should have your best interest in mind. He should not look at you as a money making opportunity.

Since the economy has lots of issues these days, you may have heard of professionals who tend to “over-treat” patients in order to make as much money as possible. Some professionals even try to perform treatments that they are not qualified for. As a result, they end up doing substandard treatment putting the life of the patients at risk.

2. Clinical Excellence

At times, you may not be able to determine if the professional will be able to do your work properly or not. To some people, an easy way to know about the clinical experience of the orthodontist is to find out about the school that they studied at or the type of reviews they received on Google and other review websites.

At times, on the website of the orthodontist, you can find before-and-after photos of the patients they treated. However, it won’t be a good idea to rely on these photos as they can be fake.

3. Friendly Office

Do you want to hire an orthodontist who is rude or unfriendly? Well, you won’t if you are a right-minded person. Some people go to a professional only to find out that they are dealing with a rude or unkind person. Therefore, make sure you do your research and make sure the doctor knows how to behave.

4. Fun Atmosphere

Do you want to drag your kid into an outdated, boring office of an orthodontist? Well, most likely you won’t want to do that. If you are a normal person, you want to go to an office where the staff is fun and friendly. If the office has a nice atmosphere, your kid won’t be afraid of getting a treatment over there. At some orthodontist offices, you can find ping pong, video games, and basketball hoops, just to name a few. Moreover, some even have massage chairs for tired moms and dads.

5. Cost

Yes, cost is important too. You don’t necessarily have to go to an orthodontist who is the most expensive in your area. Money alone should not be your decisive factor. Other things are important as well. You should weigh your budget and needs prior to hiring a reliable, inexpensive professional.

So, these are 5 factors that should be considered when looking for a good orthodontist in your area. Hopefully, these factors will find you the best professional in your locality.

Source by Shalini Madhav

Just the other day, I was talking to an acquaintance about a high-tech bicycle gear. Specifically we got into a conversation about portable tire pumps, the little ratchet type pumps which are lightweight and you can take with you in case you get a flat tire on the road, or on a trail the middle of nowhere. They only weigh a few ounces, not even one whole pound. But they sure come in handy if you get a flat tire, patch that tire, and they need to pump your tire back up to continue your journey.

After I finished that conversation, I realized how much I love to go out and mountain bike ride in the trails near where I live. Unfortunately out here in California we've had a few fires, and one of my favorite tracks has actually been burned to the ground, it smells like you are riding through a burned out barbecue, it's ugly, and it looks like hell. Even though one does not know what hell looks like, I think you might say the same thing if you saw it this way.

One of the most interesting things I like to do when I travel is to rent a mountain bike, or borrow one from a friend and find out what sort of trails they have near them, trails I might explore on a mountain bike. In fact, there's a very good book about the mountain bike trails in the Philadelphia area. This is a Falcon Map guidebook, it is a book I own, and one I'd like to recommend you. The name of the book is;

"Mountain Biking the Greater Philadelphia Area – A Guide to the Delaware Valley's Greatest Off-Road Bicycle Rides," by Bob D 'Antonio, Falcon Press, Guilford, CT, 2004, 223 pages, ISBN: 0-7627-2806-X.

This book comes with all the information you need. It tells you where each trailhead is found, how to get there, where to park, the number of hills, number of miles, and suggestions of gear you might need and the time it might take to complete based on your abilities and physical strength. Each trail also shows an elevation chart just like they do in the Tour de France stages, where you can look and see on a graph how many feet in elevation you go up and down as you travel.

If you're going to do any type of mountain biking in the greater Philadelphia area, then you need to get this book as well. It's not very expensive, but it is a must have. Please consider all this and think on it.

Source by Lance Winslow

If you want to visit any of the major cities in the United States this summer, the time to make your plans and reservations is now. Tourism in the United States will probably be up this year as North Americans who can not afford to go to Europe compete for space with bargain-hunting Europeans, Latin Americans and Asians.

There is some good news for budget travelers to the United States. Gasoline is expected to be in plentiful supply this summer, and the price is not likely to rise. It may even fall a little because of the world-wide oil glut. However, gas is probably more expensive in the United States than in Canada, already as much as 50 per cent higher in some parts of the country.

Food costs in the United States are approximately equivalent to those in Canada. In most major cities it is easy to find good, moderately priced restaurants with a bit of looking. As a last resort, you can always turn to the ubiquitous fast food places.

The bad news concerns the cost of accommodation. Many of the big tourist cities, such as Boston and New York, suffer from a general shortage of hotel rooms, and a large shortage of budget priced rooms. At the height of the summer tourist season the few reasonably priced rooms tend to be booked up months in advance.

The same forces that have led to the revitalization of the central part of such cities as Boston, Philadelphia and Washington have sent real estate prices skyrocketing and made the construction and even the operation of budget-priced hotels unfeasible.

For the budget traveler, the choice is to plan travel far in advance or be prepared to pay prices of $ 60 to $ 100 US a day for a hotel room.

If you are traveling by car, you can often find lower-priced hotels and motels on the outskirts of major cities. Look for national and regional budget chains such as Day's Inns, Motel 6, Scottish Inns and Suisse Chalets. It is usually a lot cheaper to stay in the suburbs, drive into the city and pay for parking than it is to try to find accommodation in the central city.

Of course, if you are traveling by air, rail or bus you rarely have the choice of staying in the suburbs, and you must plan ahead. The United States was not really prepared for the recent onslaught of tourists, and the traveler is generally on his or her own to find a place to stay. I have never seen the kind of hotel-finding service common in Europe in any American train station or airport.

Another problem is that you can not assume that a low-priced hotel in the United States will be safe and clean. Often the lower-priced accommodations are located in fringe or unsafe areas of a city. Therefore, the only thing to do is to find out about the city you plan to visit in advance.

Consult columns such as this one, and budget travel books such as those published by Arthur Frommer, which are generally reliable. Consider alternatives to hotels such as YMCAs or YWCAs, or university residences. Almost every city has a convention or visitors' bureau that can supply information on lodging and points of interest.

On a recent trip to several major American cities, I was able to keep costs for accommodation and three meals a day to between $ 40 and $ 50 US, without staying in youth hostels or catering in fast food joints. However, I think this is about rock bottom for a person traveling alone, staying in hotels and eating in restaurants. For a couple the cost could be cut to $ 30 or $ 35 a person a day, and with one or two small children sharing their parents' room the cost per person would be lower still. But do not expect to keep these limits without advance planning.

There is both good and bad news on air fare costs in the United States. At the moment many airlines, including Air Canada, United Airlines and Trans World Airlines, are offering discount fares to or within the United States. For example, TWA will fly you anywhere on its routes within the United States for $ 298 US round-trip for adults, $ 98 for children under certain conditions.

New York Air and Eastern Airlines are currently offering a $ 29 US one-way weekend fare between New York and Boston or Washington. A new airline to be called PEOPLExpress is set to start operations soon with discount fares between many American cities. USAir's unlimited mileage fare, good from Toronto or Montreal, is a good deal if you want to visit several American cities.

The general direction of air fares, however, is inexorably upward. If you do not or can not use the discount fares you will end up paying a lot. For example, regular economy one-way fare from New York to Los Angeles is now $ 438 US on United Airlines.

Source by Muttakhidul Fahmi

Smart Philadelphia homeowners want to know the score before they decide, "I want to sell my house." Understanding the market can make all the difference between simply unloading your home or getting the best possible deal on it. Educated sellers are able to contribute significantly to the sales process, acting as team players with their realtors.

If you're planning to sell your home, it pays to ask the important questions and have market data at your fingertips.

If I do decide to sell my house, how long can I expect it to be on the market?

Due to an 24 percent decrease in inventory-ie, the number of homes for sale-compared to last year, Philadelphia home sales moved fairly quickly in 2017. Generally speaking, Philly houses sold in an average 98 days last year, about two weeks faster than the year before. Quick turnaround is a trend that's expected to continue-even even faster-as long as the supply of houses for sale remains limited.

What is the average selling price of houses in Philadelphia?

Because December 2017 continued to see a hot seller's market in Philadelphia, home values ​​have gone up-9.1 percent in the past year alone. Experts predict this trend will continue in the coming year. Right now, homes in the city sell for an average of $ 145 per square foot, for a median closing price of approximately $ 180,000. This represents an average 97.2 percent of the list price and an all-time high for homes in the City of Brotherly Love.

How many homes were sold in Philadelphia during the last few months?

According to Realtor.com , some 12,776 homes have been sold in Philadelphia in recent months. Long & Foster's Market Minute indicators December 2017 alone saw 1,309 homes sold in Philadelphia County, a 3 percent decrease from last year directly attributable to the 24 percent decrease in the number of homes listed.

What are the current trends in the Philadelphia housing market?

The Philadelphia housing market continues to be a strong seller's market. Real estate is trending upward and expected to do so for the foreseeable future. Construction has exploded in emerging neighborhoods, increasing demand in those areas. Experts predict between a 5 and 6 percent year-on-year surge in median sales prices as new listings continue to dwindle and demand continues to increase. In other words, the market is, and will continue to be, hot for sellers and very competitive from the buyer's standpoint.

Source by Shaun Greer

I knew my mother well

I never fancied myself an author. In fact, part of the reason I chose to go to engineering school was that it did not involve much writing. My master's degree required no thesis! But when Mother died, my world was turned upside down and I was driven to write about her unique life.

While I felt a void knowing I'd never again hear her laugh or hear her motherly advice, I tried to focus on the good times, and there were many. After she divorced my dad in 1959, the two of us were actually connected at the hip. We were as close as any mother-daughter could be.

As her only child, I alone (with the help of my supportive husband) had to clear out her house to prepare it for sale. Each month the house lay fallow its under costs costs were running down my inheritance. Time was a-wasting. The task would have been as simple as backing up a dumpster and tossing everything (as Mother had once recommended), but there was nostalgia in every trinket I touched.

Funny – or hilarious – stories accompanied each and I could not be rushed. To not record the anecdotes would deprive others of knowing a woman of immunity courage and independence. Frankly, I could not see preventing the stories to die along with her. And who better to write them down but me, the person who knew my mother best.

I was keeping down my own career and could face myself as far as my "day job" was concerned. I was still dealing with an active, healthy 90-something year old father and traveling 100 miles between his home and mine to spend quality time with him every couple of weeks. In between, I researched what was entailed in writing a book. 60,000 words? Oh, dear. I was not sure I could write more than 5000 or 10,000. I've never tried. But Confucius' words were echoing in my head, "The journey of 1000 miles begins with the first step."

I knew my mother's timeline

Telling her story chronologically would be easiest for a newbie like myself. One technique I found helpful was to create a spreadsheet that served as a timeline. I systematically sorted her papers – legal documents, leases, bank statements, cancelled checks, airline tickets – and meticulously noted them on the timeline. I was able to use that not only as an outline for my storytelling, but also as a checkpoint for making sure I did not omit something important.

I even went back to the years before she was born in an effort to explain how her roots enabled a little girl from Philadelphia to become the doyenne of the dog-grooming world, a restaurateur, mini-mogul of real estate and best friend to a coterie of young, gay men.

I knew my mother's music, too

A large part of my mother's life revolved around music and I wanted to be sure to incorporate that into my homage to her. Each chapter is the name of a well-known song popular within her lifetime, one that I heard her singing or was pertinent to the material in that chapter.

In rebuilding her life, I realized that her many friends could fill in some missing details, as they knew my mother well, too. Some of what I learned I asked permission to use; other material was just too racy to include!

Well, I thought I knew my mother well.

Source by Billie T Elias

One can find a large number of low-rise condominiums in City Center Philadelphia. These buildings are usually not more than four stories high and do not have more than fifteen to twenty units per building. The low-cost of the condominiums makes them popular with large number of people. Most of these building initially used to be warehouses and brownstone buildings, some of them nearly 200 years old. This adds an old world charm to the buildings; one can find arched gateways, fireplaces, high ceilings, big moldings, thick doors and exposed brick walls.

The low-cost of the buildings means many of the facilities and services which one can get in mid-rise and high-rise condos are not available like swimming pools, doorman and sometimes elevators. Also sometimes because of the low-fees, some of these buildings may lack proper and timely maintenance.

However, here one can become more involved in the board and in the decision in making regarding the condos; also the small size of the board makes it more approachable. The pet policy varies from one community to another but usually the low-rise condos are pet friendly though sometimes there can be restrictions on the breed, size or number of pets that are allowed.

Some of the low-rise condominiums in and near City Center Philadelphia are Robert’s Quay Condos, 929 Clinton St Condos, 1119 Pine St Condos, 912-14 Spruce St Condos, the Addison Condos, 400 S 22nd St Condos, 2122 Spruce St Condos etc. Almost all of them are pet friendly.

The interiors of most of them are beautiful. Few of the buildings even have tax abatement, offer parking facilities and have roof top decks. In few places the condo fees include heat, hot water, utilities and insurance like in the 1802 Pine St Condos. In some buildings one can choose from one or two bedroom condominiums or bi-level units. The best part is their convenient location near the City Center.

Source by Nathaniel Storts

When looking for a home in which to raise a family, it is crucial to choose one in a suburb that not only has a great selection of homes on offer from Philadelphia real estate firms, but that also offers an extensive range of activities and venues where families are able to get out and enjoy themselves as much as possible. Below are a few suburbs that should definitely be considered by families who are looking to relocate.

East Marlborough

Although this may seem like a rather small and quiet community overall, it is in fact bursting at the seams with a host of fun activities for families to enjoy on a regular basis. As much as 25% of the population of East Marlborough is under the age of 18, making this an ideal spot for a family to purchase a home. This area is also home to the Unionville-Chadds Ford District, which is known for its array of high achieving schools. East Marlborough also boasts one of the lowest crime rates in Philadelphia, with no violent crimes taking place there over the past few years.

Lafayette Hill

With a population of just over 17,000 residents, this suburb comes highly recommended by Philadelphia real estate specialists. This is one of few areas left that possesses a true community spirit, making it an ideal place to raise a family of any size. Housing is relatively affordable in this area and there are plenty activities to keep families busy on off days. Over the past few years, less than 1 violent crime per 1,000 residents has been reported here, which means that kids can play safely outdoors in this neighborhood.


Families who are looking for as many wide open spaces as possible should look no further than this quaint suburb with its plethora of older-styled residences and shops. An extremely low crime rate coupled with an excellent school district and youth sports leagues make this the ideal spot for families to settle, grow and explore to their hearts’ content. With a population of just over 8,500 residents, Solebury is truly one of those neighborhoods where everyone can get to know each other in little to no time at all.

Medford Lakes

Nowadays, many families are looking to enjoy a slower pace of life overall, and for those who are, Medford Lakes is an excellent place to do so. A population of a little over 4,000 residents means that the atmosphere of this area is close-knit, making it the ideal location for families who enjoy spending as much time as possible exploring the outdoors. With absolutely no violent crimes taking place here, parents can rest assured that their children gain their independence by getting around town on their bikes or even walking in complete safety.

Families who are looking to purchase a home should not only consider the above mentioned neighborhoods; they should allow our team of professional Philadelphia real estate specialists to assist them in finding the perfect home.

Source by Scott Li