The Philadelphia Phillies is the oldest Major League Baseball team in US. The team began playing from 1883. The Phillies are associated with the Eastern Division of Major League Baseball’s National League. The Citizens Bank Park has been the home ground of the team since 2004. The Phillies have been victorious twice- once in 1980 and 2008. They defeated the Kansas City and Tampa Bay and won the World Series Championships. The team has a mixed reputation among the sports lovers. The team has won several major matches but also lost quite a few. Their performance for the last 5 years has been exceedingly well. They have won 5 divisions in a row. Philadelphia Phillies has a great fan base which is incomparable with any other such baseball team in US.

Philadelphia Phillies is the oldest playing baseball team in US and hence has an illustrious history. Following are a few interesting facts about the team. Kid Gleason is a Phillie player who won 38 games in a row in 1890, which was also the inaugural season. He struck 222 batters during this time. Another player, Carlton struck 310 batters in the year 1972 which in itself is a record. In 1980 The Philadelphia Phillies won their first World Series. The Phillies squad players had 3 positions in the year 1993. Milt Thompson and Pete Incaviglia platooned LF, Wes Chamberlain and Jim Eisenrich platooned RF and Mariano Duncan and Mickey Morandini platooned 2B.

During their career the Philadelphia Phillies has indulged in some humorous incidents. One of the most unfortunate and rather humorous episodes was when the team won 3 matches against the Dodgers and was supposed to win the entire title; they took a break and lost the next 10 games to become losers of the season. During their first winning game in 1980, Steve conceded 4 hits in 7 innings while Tug McGraw got scoreless relief. This lead the Philadelphia Phillies to register their first win. The Philadelphia Phillies won the first Word Series in 1910 against Chicago Clubs.

The Phillies Game Schedule is available online. There are several websites like the Phillies Tickets Direct that offers the Phillies Game Schedule. Not only this, you can also find Phillies Tickets to make you way to the major tournaments. So, don’t miss the action live. If you are away from the city, you can plan your trip checking out the Phillies Game Schedule online. Isn’t that interesting?

Apart from watching the matches of Philadelphia Phillies you can also explore the city of Philadelphia. Lots of events take place during this time in Philadelphia which you can enjoy with your family and friends. On 10th of February, visit the live ice bonfire. Witness the making of ice sculptures by ice carvers from all around the world. For all the art lovers the Van Gogh Exhibit is an opportunity of a lifetime. This is a special event taking place in Philadelphia and no where else. So, the art lovers do not miss this opportunity.

If you are into classical music, then the Mozart Clarinet Concerto is open for you. This will be performed by Anthony McGill at the Kimmel Center during the first weekend in February. The Institute of Contemporary Art is offering free admission to people interested in trying to learn some strokes. The Design Zone is a creative festival for kids held at the Franklin Institute. You can also try some ice skating and also check out the newly discovered remnants of dinosaurs at the Franklin Institute.



Source by Soma Piyali Nath

1. WHAT IS IT AND HOW DO YOU GET INTO IT?

Several years ago, I was attending a Society of Industrial Realtors Annual Spring Conference in Maui. My wife had accompanied me on the trip so that we could also do a lot of sightseeing. Colliers International, a 241 office worldwide firm, sponsored its own company cocktail party the night before the Conference officially began and my wife and I attended the party.

A short while into introductions, a fellow came in from the golf course and he sat down at our table. Andrew Friedlander introduced himself an we discussed our home in Philadelphia, his original home in Brooklyn and his new home in Honolulu. As to how he ended up in Hawaii, Andrew told us that on R&R during his tours in the Army in Vietnam, he decided to take a break in Hawaii after he was finished his last duty tour. He rented an apartment, waited tables, washed cars, etc. to have some extra cash. He said that he paid his apartment rent to an older man who came around once a month and he finally asked the man whether that was his business. Andrew said that he never thought about property management as a business, but the more he spoke to the man the more that he realized how diverse a business commercial real estate could be, particularly in Hawaii. The rental agent began to show Andrew the basics of the business and Andrew decided not to return to Brooklyn.

Forty years later, Andrew is the manager of approximately six Colliers International offices in Hawaii with over 40 brokers and salespeople as his responsibility. Aside from selling and leasing commercial real estate and traditional brokerage transactions through the islands, Andrew’s team is involved in all of the other aspects of commercial and industrial real estate.

As one concierge person told my wife and I while we were touring there, “Yes, it is a great place, now where would you ever think of moving to once you are here.”

In the past year, a young Army Captain and friend called me from Hawaii. He and his wife were taking in some R&R after his last duty tour and he called to ask me for some advice on commercial real estate firms. I gave him Andrews phone number after I checked with Andrew on his availability. Andrew treated my friend to lunch and introduced him to Colliers’ business in the islands. As it turned out, my friend and his wife decided later to relocate to Florida to be closer to their parents. Our Colliers office in Ft. Lauderdale was anxious to interview him and did so. He found a better fit for a concentration in office brokerage with another firm, but I think that it is clear that opportunities do exist with major firms for someone who has an interest, who can demonstrate that they are self motivated and whose comportment (manners, speech, personal grooming, business attire) are all positive. A long time friend told me one night after we and our wives checked in, very late, at a hotel owned by a well known hotel group, “That desk clerk is the person representing this hotel company to its customers and I know the CEO. That clerk’s slight rudeness toward us does not at all represent what their CEO wants his company to be known for in their business. He will need to learn that if he is going to be more than the late night clerk.”

I mention this because a company such as Colliers or any of its competitors must ensure that a salesperson or broker first meeting a potential customer properly represents the company’s image. So much money is spent defining that image to the business community that each person, including all staff, must reflect that effort. Otherwise, a potential customer will choose to hire a competitor whose act is together. My understanding is that customer relation training at Wal-Mart is quite strong for all personnel. I would think that any major restaurant chain has in place a thorough program for staff training and it may pay to observe whether if the customer is not always right at an establishment how the staff person handles a customer who is being a bit particular.

2. Entry

I use Andrew’s story as an example of the opportunity that commercial real estate offers. A senior business mentor and good friend of mine told me in Florida in 1971, just at the beginning of that recession, that commercial real estate offered an opportunity to enter a business without having my own capital to invest other than my time and energy, and, with no limit on the size of transactions that could be put together. We discussed this in relation to my going back to law school. His opinion was that it was almost a “sky is the limit” approach, but with some basic sense to it. I had done a few financial reports on potential deals offered to him. I also handed over that year, at my mentor’s instruction, a $300k commission check to a broker who he had employed to buy a property that he had settled on the year prior to that. The next year, at the same time, I handed over the same check to that broker as the second half of that commission to that broker. Please realize that in 1972 that commission amount in the onset of that recession was a significant amount of money for any transaction.

Each state has its own regulations for licensure. Florida required a person to take a sales licensing course, pass that, then work in a licensed real estate broker’s office for a minimum of two years before being eligible to take a state broker’s exam. The sales course is offered by numerous private firms and colleges, evening courses in particular. The cost of the course is minimal. The basic skills for reading, writing and math portions are not difficult. Depending upon your educational qualifications, commercial real estate firms may often offer to provide the course. Smaller, more generalized, brokerage firms may also do the same in order to gain a salesperson.

There typically is a recognized “culture” or business reputation known for a real estate firm in any community, The community can be local, regional or national. It pays to do your homework as to which firm appears to suit your style. The internet is definitely one of the most productive sources for finding a firm’s history, its areas of expertise, personnel, and its successes. Recognize that major metropolitan commercial firms often outsource client needs in an outlying area to a smaller commercial firm in that area rather than requiring one of their main office brokers to commit to travel time. Consequently, if you are in a rural market outside or between major metropolitan markets, you should investigate which real estate firms have those relationships for the larger deals.

Your time for success starting in commercial real estate (particularly without capital) will be the result of what you put into it. I had the option in the early ’70’s of returning to law school and finishing. What I realized most was that I liked being out of an office and “on the street.” My attorney friends in Ft. Lauderdale were spending innumerable hours, as needed, in their offices to write briefs, draft documents, etc., all of which that profession requires. My decision was to put in the same hours on commercial real estate that I would have to put in for any law practice. If it worked, then fine, if not I would go back to school.

Considering that the early ’70’s recession in Florida hit every occupation with almost equal damage, many attorneys had practices with slim billings and clients whose businesses were suffering economically. Several real estate brokers who I met were having very difficult times because the banks were not lending money for deals. Florida had a usury cap of 14% at that time. Deposits were down and when interest rates in California started to go above 14% that is where the money went.

Weekdays in those years, I was knocking on the doors of businesses in the West Palm to Miami corridor. Weekends, I was often painting a house or captaining a motor sailer owned by a friend’s corporation. Weekday evenings after dinner, I was at the office reviewing property information, ownerships, tax data, etc. for the next day’s driving or phone calls. I found that it was possible to earn a living while getting into the commercial real estate field. I later found out after moving back to Philadelphia, that several of the commercial real estate firms did not mind their starting salespeople to moonlight as bartenders, waiters, or whatever until they had enough experience to close transactions. That has changed somewhat in the larger cities due to the financial strength of the larger firms and their ability to either offer a base salary or draw to new salespersons.

Gender in today’s commercial real estate world is not an issue as it was in the ’70’s. At that time, men only eating clubs were often the norm and women were not often able to match that type of selling locale. The number of women who have joined commercial real estate organizations such as SIOR, CCIM, etc. (which I will discuss later) has increased dramatically over the past 15 years. The commercial real estate courses offered today provide an excellent means of obtaining knowledge that once was taught generally “in house” by senior brokerage personnel responsible for a new salesperson’s progress.

Therefore, in considering commercial real estate the aspect of having minimal capital has not changed. Gender is not an issue and many women who have chosen to specialize in industrial or office real estate have done very well. You

can choose your hours, choose your area of specialty(s), choose your market area(s), and choose who you want to approach as a firm to join. Most commercial real estate involes the standard business week, not including late Saturday or Sunday hours (vs. residential Sunday open houses). These are several of the positive aspects of working in commercial real estate. The competition is keen, your competitors respect a good work effort and, most importantly, they respect a strong reputation for any individual.

You should investigate both larger commercial firms and smaller real estate brokerage firms. There are advantages and disadvantages to both.

A). Larger firms may be willing to offer a base salary or a draw against commissions. They may prefer prior business experience, but not necessarily prior real estate brokerage experience that may conflict with what their “culture” is and what their in-house training entails. Typically, a new salesperson would be assigned to a senior broker or brokers to do cold calling, marketing materials, marketing reports for any existing client’s property and probably handle property inspections by other competing brokers with their prospects.

A few points on Larger Firms:

Future ownership potential for you in the company may be limited or non-existent.

Control over what market, territory or discipline that you work in may not be your choice. If you are hired for one department, such as retail, that may change if they need personnel support in another department, such as office. You may find that they prefer a new person to rotate through each department and possible each regional office if they have multiple offices.

Depending upon whether the firm is privately held or a public company it could be sold or merged without you being involved in the discussion. There is no real “safety blanket” for any position in a larger firm. If a primary, large, client is lost to a competitor, cuts may be relatively fast to absorb the lack of revenues.

Senior brokers who are successful occasionally leave to join another firm or to start their own competing firm. Clients usually follow those brokers and that could disrupt your potential income if you are in that department and the rain makers leave.

Deal volume can be significant as can be the size of the deals. If an institutional owner (bank, insurance company, pension fund, etc.) has a presence in an urban market, the leasing or sale assignment that they may award to a larger firm can be a “year maker” if the assignment is completed. Usually some year end bonus money flows down to the salespersons who may have participated in the marketing effort.

Senior brokers should have upper level corporate contacts through either a business association, country club, educational institutions, commercial lenders, or contacts referred from other cities where a corporate headquarters may be located. If the firm owners or top brokers are not developing those contacts and relationships, but are relying on the mid-level brokers to do that you may want to look at another firm whose top management is better involved. You want work to filter down from the top instead of getting the crumbs leftover from competing firms who have a solid community (business and non-business) presence.

B). Smaller firms usually will have a broker/owner running the operations with or without broker partners in the firm. Quite often they will have a residential department and a separate commercial department in which a few of the brokers may work in residential and commercial properties.

A few points about Smaller Firms:

Future ownership shares may be offered depending upon deal volume and commitment to the firm. If the founding broker of the firm is nearing retirement age, the opportunity may be better provided that they are maintaining an fully active presence in the community.

Commission percentages may be much more liberal once a minimum threshold of deal volume is met to cover the cost of your desk, phone, secretarial, etc..

A salary or draw is less likely to be offered.

A senior broker may be more likely to have you work directly under him on any property. You will be accountable directly to him and, as should be the case, learn “on the job.”

If there is a residential component to the firm, those brokers specializing in that area should be a source of commercial referrals and the same for you referring any possible single family residential to them. Smaller multi-family buildings should be on the commercial side of the business, but motels may be on either side. This can vary in an area such as Ft. Lauderdale, Hilton Head, or New Jersey resorts where a residential owner with a relationship to the firm may also own retail rentals.

Most regional areas have a Realtors Association, Chamber of Commerce or other organization that offers discounted insurance and other benefits to its members. Whereas a larger firm may have a good corporate health plan and other bulk discounted benefits to its employees, you should look at the costs for each that are offered. I have not found that much of a saving on either side, but if you leave a larger firm you will need to find the alternatives that are affordable.

Your business exposure may actually be more effective working out of a smaller firm and being a primary contact for that firm instead of a secondary contact at a larger firm.

Property databases and the Internet have provided smaller firms with much better access to real estate information than in the mid-’90’s and before when only larger firms could afford to maintain proprietary property information for a larger market. Launching a significant marketing campaign for a property can be expensive even with the Internet and smaller firms will have a lack of cash resources to compete for major property listings. Deal size, therefore, will be smaller and you will have to strive for volume,

Best regards.

Peter P. Liebert,IV-SIOR

Flourtown, PA



Source by Peter Liebert

Children began to respond to their environment while still in the womb. As their organs develop they start to use them. When our youngest son, Jim, was born my wife was learning to play the guitar. The guitar was next to her abdomen and the vibrations could be heard and felt by the baby. We brought him home from the hospital when I was strumming on the guitar next to my wife. The baby flailed his arms and tried to grab the guitar. He was not satisfied until I let him grab those strings. Jim took professional guitar lessons for many years and still plays when he has time to do so.

Providing stimulus to our children improves their mental capacity. I thought my children to play chess when they were about four years old. I taught my oldest son algebra when he was five. I painted in oils to see if my children would develop art abilities. I wrote stories and poems with them to develop their desire to write and to analyze. Children will always explore but you can do a lot to enhance that exploration.

Kids learn everyday in school, church, scouting programs and just while horsing around. A good place to get mental juices flowing is in museums and zoos where the operators cater to children. In museums such as the Franklin Institute in Philadelphia they can be exposed to many areas of science and the world they live in. National parks and reserves are great places to learn.

Hobbies are good teachers. Collect stamps can help a child learn about countries and cultures. It brings history alive.

Birding teaches them to learn the names and habits of our flying friends. Most kids like bugs when they are little. Such hobbies can lead to careers.

Intelligence is a measure of how well we fit into our environment. Expanding or advancing our environment expands our intelligence.

You can motivate your children into having a desire to help others, to be independent, to do difficult things. I always told my kids and I still tell my grandchildren to take difficult courses in college. It exposes the mind and cuts down the competition. Four of my children (and one spouse) chose the medical fields where they are able to support themselves and help others at the same time. They shortened the time in college by taking advantage of advanced course work in high school and by learning a second language while giving service overseas.

Nothing happens without faith. No achievement can be obtained unless you have faith enough in yourself to achieve a goal. Children gain self-esteem by doing things. Even learning to tie his or her shoes the first time adds to self-esteem. Building a paper airplane that flies adds to self-esteem. So, parents should play with their kids. They should work with their kids because kids learn to accomplish things when they work.

When I worked in Colorado in a technical environment we hired farm kids because they had mechanical skills and they were hard-working. If you live on a farm, lucky you. You get to work with your parents and siblings.

Fly Old Glory!



Source by John T Jones, Ph.D.

Picture yourself looking out the window of your Philadelphia apartment. Slowly take in the clear blue sky and the wonderful cityscape of old and new buildings. Look at how some of the aged structures are preserved. There are some buildings as old as the Victorian era and some more recent ones. Though different in style, both have a story to tell.

Regardless of the amenities, each Philadelphia apartment is different. The difference lies in the people living in them who come from different places bearing different cultures. Significantly, this means diversity which is the reason for the neighborhoods’ uniqueness owing to variety in ethnicity, religion, culture, and commerce and for its population growth.

Partly because of diversity in culture, the City of Brotherly Love is oftentimes referred to as one of the most populated cities in the country as well as the fourth largest city. With a population of over 5 million residents, it’s no wonder that the people in the area are experiencing problems with heavy traffic during rush hours and are having a difficult time looking for parking space. But with the sign posts of “Walk Philadelphia” which encourages people to walk placed all around the city, the problem hopes to be addressed. Also, by walking, people get to experience more about Philadelphia and learn more about the things it has to offer.

One of the things that the city has to offer is its being an educational and cultural center. This is evident in its historic sites particularly the one in Old City that houses the Independence Hall where the signing of the Declaration of Independence took place and the Liberty Bell which is a symbol for the country’s liberty. Both of which are famous in the country’s history.

Another one of Philadelphia’s principal feature is its being a commercial center in the country. It has achieved this status since 20th century until the present time with over a hundred chains of firsts when it comes to modern shopping centers, discount stores and supermarkets. As a matter of fact, some of these companies are included in Forbes’ list of Fortune 500 companies.

It is therefore vital to stay in a Philadelphia apartment due to the city’s enormous scale when living in this amazing place. When exploring the city, walk around instead of driving around town. You’ll definitely see a lot of things you’d never expect to see in the city that offers you the best of both worlds.



Source by Henry Drakes

Day after day, you will hear about plenty of news displaying the favorable condition of the real estate market including Highland Park real estate. This is just an indication that the economic recession is revitalizing, which is a very good thing to note. As a matter of fact, family homes are steadily escalating in major geographic regions in Texas, including this area located just four mile drive away from North Dallas.

Highland Park real estate brings every home buyer the chance to be part of a truly wonderful neighborhood that shows a wide variety of homes ready for selling. From older ranch-style single family homes to residences that were designed to manifest a more modern and contemporary ambiance, there is always one from the plenty of Highland homes for sale that would certainly fit into your preferences.

A stroll to the community would not only allow you to catch sight of the variety of homes but also with the abundance of other good characters that make this location one of the most thought after by home buyers in Texas. Along with being part of the populace of the "40th Wealthiest Cities in the US", people who buy homes in this location are assured of taking pleasure from the beauty and charms of the place. As a matter of fact, the affluent status of the location is one of the reasons why it is considered as one of the most excellent property investments that any individual can make.

The city boasts of a very colorful history starting from the day it was purchased by the Philadelphia Place Land Association in 1889. It was Henry Hall's idea and intention to develop the land as an exclusive housing community resembling the parkland areas in Philadelphia. Carrying the desire to call the areas as Philadelphia Place, this agent started by laying gravel roads and damming the Turtle Creek, which is a small stream branch of the Trinity with headwaters in North Dallas with the primary intention of forming the Exall Lake. However, the development was stopped due to the economic depression in America that happened in 1893.

Sometime during the year 1906, a businessman named John Armstrong purchased a portion of this land and moved on to developing it. He gave it a new name, Highland Park, which is very much suitable for the place since it is situated in an elevated land overlooking downtown Dallas. IN 1907, he got the services of Wilbur David Cook to design the layout that would easily denote a place of safety, a sanctuary away from the busy lifestyle of the city.

The second development was done in 1910. The third was during the year 1915 and the fourth was in 1917. However, even with the continuous developments taking placing, still the remaining 20% ​​of the land was intended for parks. The 500 homeowners and residents of Highland Park real estate voted to incorporated in 1913. It was only two years after when the place was granted incorporation. During that time, there are already 1100 individuals living in this wonderful neighborhood.

Another part of the exciting and colorful challenges that Highland Park faced was when they refused the annexation proposed by the city of Dallas during 1919. It was a long and grueling challenge that lasted until 1945.

At present, Highland Park is now one of the best places to live in this part of Texas, economy wise. Highland Park homes for sale is one of the most sought after by those who are looking for a home away from the noise of the city but still furnished with facilities and services signifying wealth and prosperity. This length but colorful history is also one of the reasons why Highland real estate continues to flourish until the present time.



Source by Samwel Thompson

Navigating the Philadelphia real estate market can seem like a daunting task for potential home buyers – not to mention the myriad of options that are available when it comes to mortgages, home buyer's insurance and all of the other aspects associated with buying a home. However, there are quite a few different resources available for any potential home buyer that is looking to enter the real estate market in the Philadelphia area.

Prominent Bank Websites

Potential home buyers who are considering the option of purchasing a property that has been foreclosed upon by a bank can normally obtain information directly from any of the major bank's websites. It is important to know though, that purchasing a foreclosed property can involve a lot of time and effort. In many cases, banks are not aware of the condition of these properties either, so it is essential to have a thorough inspection performed before agreeing to put in an offer. Potential buyers should be aware of the fact that in many cases, foreclosed properties may need to have a lot of repairs and maintenance performed before they can be deemed as habitable.

The Philadelphia Landworks Website

The Philadelphia Landworks division is able to assist potential home buyers who are keen to buy property that is city-owned. However, as much as 90% of property owned by the city consists of vacant lots, which means that buyers will have to purchase the land and then have their home built on it afterwards. If buyers wish to take this route, they will need to ensure that their property plans conform to current city building codes and standards – which can be quite an expensive and time-consuming process. There may also be various terms, conditions and stipulations regarding the types of structures that can be built on these properties.

Our User-Friendly Website

Although many home buyers think our website is 'just like those from all the other Philadelphia real estate agencies,' this is not the case. It is possible for potential buyers to search our extensive database of available properties quickly and easily – at any given time, there are more than 65,000 listings that can be browsed. Listings can be searched according to the amount of bedrooms, bathrooms, types of properties required and even price ranges that a buyer can afford to consider. Another fantastic feature on our site is one that enables buyers to search for properties on a map, which enables them to see a transformed property's proxies to schools, places of work or other handy amenities.

Anyone who is looking to relocate to any part of the Philadelphia area to be closer to family, schools or places of work and who needs to purchase an affordable home should not hesitate to contact us right away. All of our Philadelphia real estate agents are highly experienced and they will help you in your quest to find a property that is not only the right size, but that is also located in just the right area for you and your family.



Source by Scott Li

The chain of title is a clear and unbroken chronological record of the ownership of a specific piece of property. Tracing the chain of title simply means tracing the successive conveyances of title, starting with the current deed and going back a suitable number of years. Each owner is linked to the previous owner and the subsequent owner through deeds, forming a chain of title as disclosed in the public records.

A gap in the chain of title creates uncertainty, which is referred to as a cloud on the title, also called color of title. A cloud on the title could be something simple. For example, Sue Jones buys a house; she gets married and is now Sue Smith. When she sells the house, the grantor name on the deed is Sue Smith. This creates a break in the chain of title.

A suit to quiet title, also called a quiet title action, may be required to close any missing links and remove the cloud on the title. This is a lawsuit filed to determine and resolve problems of instruments conveying a particular piece of land. The purpose of this suit is to clear a particular, know claim, title defect, or perceived defect. To close the gap and clear the cloud on the title, the court may issue a quitclaim deed or a judicial deed.

A deed that falls outside of the chain of title is said to be a wild deed. Buyers and lenders are not held to have constructive notice of wild deeds. For example, Ann buys a house and records her deed. Later she sells the house to Bob, who does not record his deed. Bob sells the land to Curt, and Curt records his deed promptly. Now there is a break in the chain of title. The record shows only Ann’s deed and Curt’s deed, but the link between them (Bob’s deed) is missing, so Curt’s deed is a wild deed.

Ann is aware that Bob never recorded his deed and decides to sell the same property a second time. This time she sells it to Dan. Dan does not know about Bob or Curt, so he has no reason to look up those names in the grantee/grantor index. He looks up Ann’s name in the index, and as far as he can tell from the record, she still owns the property. So, Dan buys the house. Dan does not have constructive notice of Curt’s interest in the property, because Curt’s deed was outside the chain of title. So, this is why it is very important to understand the chain of title prior to buying a home and why lenders require that clear title be insured by a reputable title company.



Source by Joe Jesuele

When considering selling a home, the savvy homeowner must be aware of the costs associated with such a sale. While these costs can vary depending on the location of the home, many of the costs are universal.

First and foremost, if there is a mortgage lien on the home that hasn’t been satisfied, the balance will be deducted from the proceeds of the sale. This also includes any second or additional mortgages. The lender will compute the actual balance due through the date of the sale and provide this information to the title company in advance.

Property taxes are also calculated through the date of sale and deducted from the proceeds. If there is an outstanding property tax bill, this too will be deducted from the seller’s portion of the proceeds at closing. The property taxes must be current in order for the sale to be finalized.

If the seller obtains the services of a professional real estate agent, the commission which was negotiated will be paid to the broker at the time of closing.

A title insurance policy must be purchased by the seller ensuring that the home is being transferred to the new home buyer with a clear title. The cost of title insurance is based on the sale price of the home.

In some localities, utilities must be paid through the date of closing. For example, the water company may come out to take a final meter reading just before closing and notify the title company of the final water bill due and owing. This bill will be deducted from any proceeds the seller may net at the time of closing.

The seller will also be charged a governmental transfer tax which will vary by municipality.

Another governmental charge will be the cost of releasing the mortgage, if any. This fee is usually fairly minimal.

If there is a judgment against the seller, it’s possible that any net proceeds from the sale of the home could be applied to said judgment. This would also include any mechanic’s lien that have been placed against the property.

Attorneys fees are also charged to the seller at closing, if these fees have not been paid in advance. At minimum, an attorney is required to prepare the Warranty Deed and Green Sheet to ensure proper transfer of the property.

An optional charge would be a home warranty offered to the home buyers. In most instances, this is paid for by the seller and is deducted from the proceeds. Offering this warranty may help sell a house faster.

It is in a seller’s best interest to speak to a professional like an experienced home buyer or Realtor to obtain a more precise estimate of charges for their particular region. This will allow the seller to compute the difference between the potential sale price of their home, and the expenses that will be incurred, to accurately review their bottom line. Bear in mind, if the expenses exceed the purchase price, the seller will be required to bring funds to the closing table to cover those expenses. Therefore, it is imperative that a seller be aware of the true costs associated with selling their home, whether they live in a larger city like Philadelphia or a smaller rural area in the Midwest.



Source by Joshua Weidman

There are many reasons why someone would want to invest in Philadelphia Real Estate. First, This city is one of the oldest cities in America with a history of immigrants dating back to the 1500s. There are many historical buildings that are several hundred years old dispersed in various areas of this large city. The buildings are original and mesmerizing and have a sense of empowerment over its viewers.

Its historical architecture is usually found only in countries with longer histories than the United States, for example, China, Italy, or Mexico. However, in America, not many cities can rival its architecture. Philadelphia's beautiful old properties make you remember that America, considered a relatively newer country, has a strong and deep history and is the birthplace of America.

Investing in Philadelphia real estate may be of interest to art lovers as well. It is also becoming the art center of America. The University of the Arts, one of the leading arts schools in the America, is centrally located here. This university has played a major role in the past ten years in marketing this city as a leading city in the arts. There is also a large mural program in the city named the City of Philadelphia Mural Arts program. Since this program began in 1984, they have painted over 2,400 murals on the sides of buildings. This has added an artistic perspective to livening up the older buildings in the city.

Also, the newly constructed building called the Kimmel Center has added value to the artistic movement. The Kimmel Center for the Performing Arts and the Academy of Music serve as home to eight Resident Company performing arts organizations, including The Philadelphia Orchestra, Opera Company of Philadelphia, Pennsylvania Ballet, Chamber Orchestra of Philadelphia, American Theater Arts for Youth, PHILADANCO, Philadelphia Chamber Music Society and Peter Nero and the Philly Pops.

Another reason for investing in Philadelphia real estate is that Philadelphia is that it is a city of brotherly love. The community relationships that are developed when staying here are priceless. Yes, Philadelphiaians are known to be a little rough, but do not let their poker faces fool you. They are very proud of their people and are always trying to help one another. When you live here you will feel like you belong to something. Although most homes are row home style and space is tight, this adds to the unique experience.

Another reason for investing in Philadelphia real estate is the convenience. This city is convenient to anything that you want. If you are driving, the convenience factor is even higher. In the heart of the city, you are close to every restaurant that you can imagine, malls, shopping centers, entertainment, and much more. The nightlife is also very fun. There are many clubs and bars along Columbus Boulevard, South Street, and many other areas throughout the city. This city has one of the best entertainment options throughout the country.

A final reason for investing in real estate here is its value. The real estate market here has been significantly underpriced for many years compared to its neighbor New York. There are plenty of opportunities to buy your dream home through the city regardless of your income. If you are just starting out and do not have much money, there are many inexpensive Philadelphia homes for sale that can be perfect starter homes. On the more expensive end, there are properties that are in the mega-millions. So if you do have the money to spend, relax ….. the options are limitless.

Philly has it all …

convenience, history, arts, architecture, entertainment, and value, amidst countless more reasons to buy real estate in Philadelphia.

Be a part of American history and come stay and experience what America is really all about.

Invest in Philadelphia real estate!



Source by Arthur Abcus

The Philadelphia Eagles are one of the oldest franchises in the entire National Football League. Over the years, there have been some great players that have played for the team too. The Eagles as a team have played in a number of great, even important, games over the years. Here is a look at five things you may not know about the Philadelphia Eagles.

1. The Philadelphia Eagles joined the NFL as an expansion team in 1931, replacing the Frankford Yellow Jackets which had gone bankrupt. The team’s name was inspired by the eagle insignia of President Franklin Delano Roosevelt’s National Recovery Act.

2. The first touchdown pass that quarterback Donovan McNabb ever threw in the NFL was thrown to Chad Lewis and came in the fourth quarter of a 44-17 loss to the Indianapolis Colts in the 11th game of the 1999 season.

3. No Philadelphia Eagles player has gone to more Pro Bowls than linebacker Chuck Bednarik went to eight during his career (1950-54, 1956-57, and 1960). Tied for second on the list at seven Pro Bowls apiece are defensive back Brian Dawkins and defensive lineman Reggie White.

4. The college that the Eagles have drafted the most players out of over the course of their existence in the NFL is Notre Dame. Twenty-eight players have come from Notre Dame over the years. Three colleges are tied for second on the list with 21 players each being selected in the draft by Philadelphia: Penn State, Texas, and USC.

5. The Philadelphia Eagles have had some great running backs over the years, but one of the team’s best runners was quarterback Randall Cunningham who played for the team from 1985 to 1995. On the team’s career rushing yards list, Cunningham ranks 5th behind Duce Staley, Steve Van Buren, Brian Westbrook, and Wilbert Montgomery. Some of the many players that Cunningham ranks in front of on the team’s career rushing yards list include Ricky Watters, Timmy Brown, Keith Byars, Charlie Garner, Herschel Walker, Anthony Toney, Correll Buckhalter, Heath Sherman, and Swede Hanson.

The Philadelphia Eagles have a prd a proud oud fan base istory inthe NFL. After so many years as one of the more important teams in the league, it is safe to say that they will continue to be both a favorite and influential team in the future too.



Source by Mark Peters